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All agents are NOT alike! We want to WOW you with our Customer Service! Call us: 860-379-7613.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Jack and Jayne (Cappabianca) Lamb
are some of The Top Selling Real Estate Experts™
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Welcome to the Highland Lake Highlights
This is a new addition to our web site. Here, we will be showcasing the various special events that occur during the four seasons within the Highland Lake community.
Our first photographed event is the annual PENGUIN PLUNGE sponsored by the Special Olympics. This took place on February 6th, 2006 and the water temperature was in the 20’s !!
Many thanks to these brave souls that dove into frigid water for a very worthy cause. Kudo’s to all of the volunteers that made this event possible. Especially the EMT’s and Fire Department Divers that stood by for any possible emergency. 
Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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| Q |
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
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| A |
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government. |
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- NUMBER1EXPERTS™ 
