Winchester, Barkhamsted and Torrington real estate and homes for sale in Connecticut, luxury homes - Jack and Jayne (Cappabianca) Lamb, REALTORS® Jack and Jayne (Cappabianca) Lamb REALTORS(r) for Winchester, Barkhamsted and Torrington, Connecticut real estate, luxury homes - NUMBER1EXPERTS™ Jack and Jayne (Cappabianca) Lamb NUMBER1EXPERTS(tm) for Winchester, Barkhamsted and Torrington, Connecticut real estate, luxury homes
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Jack and Jayne (Cappabianca) Lamb, REALTOR®, real estate agents and broker for Winchester, Barkhamsted and Torrington Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! We want to WOW you with our Customer Service! Call us: 860-379-7613.


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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Jack and Jayne (Cappabianca) Lamb are some of The Top Selling Real Estate Experts™
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First Time Homebuyers: Winchester, Barkhamsted and Torrington Connecticut home buying, real estate listings, and homes for sale in Litchfield County, CT
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As full-time Winchester, Barkhamsted, Colebrook and the rest of the Northwest Corner real estate agents, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

-We will help you contact a mortgage originator
to have you pre-qualified. This will help you
to know what you can afford such as: 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing.  

- What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
About Appraisals >Best Interests of the Buyer

Who represents the homebuyer in the transaction? The most common scenario is for homebuyers to purchase a home with the help of the seller's listing agent. In this case, known as "dual agent representation," the real estate agent assists both the sellers and the buyers. However, it is also possible for the buyers to ask another realtor to represent their interests exclusively, acting as the "buyer's agent," a service which is available at no additional cost to the homebuyer.

Any licensed real estate agent can act as your buyer's agent, helping you to locate and look at properties in your price range. However, if that real estate agent works for the same brokerage that is listing a particular property, dual agency or designated agent rules will then apply. The buyer's agent will advise the buyer if issues arise such as termite damage or significant material defects appearing on the home inspection report. If the home appraisal comes in at less than the asking price, the agent will represent the buyer's interest, working with the seller and the lender to negotiate a satisfactory resolution.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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Jack and Jayne
(Cappabianca) Lamb

101 Ridge Street
Winchester, CT
860-379-7613
jackandjayne@charter.net

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Jack and Jayne (Cappabianca) Lamb, REALTOR®, real estate agents and broker for Winchester, Barkhamsted and Torrington Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jack and Jayne (Cappabianca) Lamb
J Lamb Realty

101 Ridge Street
Winchester, CT. 06098
860.379.7613
860.379.2700
Fax: 860.379.8231
Email: jackandjayne@charter.net

Who are we anyway? While the “J Lamb Realty” office has only been opened since January 2005, we have been around for a while. Jayne (Cappabianca) Lamb has twelve years in the real estate business while working with a local brokerage firm and is a lifelong resident of Winchester. Jack Lamb has eight years experience as an agent/broker and is also a certified project manager (PMP). We are both full time realtors.

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