Winchester, Barkhamsted and Torrington real estate and homes for sale in Connecticut, luxury homes - Jack and Jayne (Cappabianca) Lamb, REALTORS® Jack and Jayne (Cappabianca) Lamb REALTORS(r) for Winchester, Barkhamsted and Torrington, Connecticut real estate, luxury homes - NUMBER1EXPERTS™ Jack and Jayne (Cappabianca) Lamb NUMBER1EXPERTS(tm) for Winchester, Barkhamsted and Torrington, Connecticut real estate, luxury homes
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Jack and Jayne (Cappabianca) Lamb, REALTOR®, real estate agents and broker for Winchester, Barkhamsted and Torrington Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! We want to WOW you with our Customer Service! Call us: 860-379-7613.


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Mortgage Prequalification: Winchester, Barkhamsted and Torrington Connecticut home buying, real estate listings, and homes for sale in Litchfield County, CT
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Winchester, Barkhamsted, Colebrook... REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Insurance >Home Warranty Benefits

Home warranty policies are available to both homebuyers and sellers. What are the advantages of purchasing one?

As the buyer, a home warranty can save you money. If the refrigerator stops working during a hot spell shortly after you move in, it will be fixed or replaced under the warranty at a fraction of the cost of buying a new refrigerator. If you are buying an older home, you might ask the seller to provide a one-year warranty as an incentive. The warranty will protect you from major expense if the plumbing suddenly fails or the roof starts leaking.

As the seller of an older home, you can understand how the warranty can make your home more attractive if you put yourself in the buyer's shoes. The warranty relieves the buyer of concern that they will have to spend thousands to repair a major system that breaks down unexpectedly. It also relieves you of anxiety that the buyer will sue you for failing to disclose a material defect. The warranty only costs a few hundred dollars and can be paid for when the transaction closes.

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Real Estate Trivia
Q 
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?

A 
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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Jack and Jayne
(Cappabianca) Lamb

101 Ridge Street
Winchester, CT
860-379-7613
jackandjayne@charter.net

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Jack and Jayne (Cappabianca) Lamb, REALTOR®, real estate agents and broker for Winchester, Barkhamsted and Torrington Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jack and Jayne (Cappabianca) Lamb
J Lamb Realty

101 Ridge Street
Winchester, CT. 06098
860.379.7613
860.379.2700
Fax: 860.379.8231
Email: jackandjayne@charter.net

Who are we anyway? While the “J Lamb Realty” office has only been opened since January 2005, we have been around for a while. Jayne (Cappabianca) Lamb has twelve years in the real estate business while working with a local brokerage firm and is a lifelong resident of Winchester. Jack Lamb has eight years experience as an agent/broker and is also a certified project manager (PMP). We are both full time realtors.

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