Winchester, Barkhamsted and Torrington Connecticut real estate listings, home buying, selling and relocation information

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BUYERS DAVID & BONNIE STEWART HARWINTON
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Jack and Jayne (Cappabianca) Lamb are some of The Top Selling Real Estate Experts™
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Jack and Jayne (Cappabianca) Lamb, REALTORŽ, real estate agents and broker for Winchester, Barkhamsted and Torrington Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome to our Website! Here we hope you will find the necessary information, as a consumer, to help you in your goal to puchase or sell your real estate property in Litchfield County's, Northwest Corner of Connecticut.

Our firm specializes in selling in town, country and lakefront property in the surrounding towns of CT. We cover residential homes, condos, land for sale, and farms in the towns of Winchester/Winsted, Barkhamsted, Torrington, New Hartford, Colebrook and Norfolk. We also cover the other quaint towns in Litchfield County, CT such as Hartland, East & West Hartland and also Burlington & Harwinton.

We hope as the months go by that you will find our website to be your community site. Take a few minutes and explore what is here. We'll be adding more content in the near future. If there is anything you would like to see added, please let us know.

Vitrual Tours! Thinking of Selling? Click on the button "Find Homes", "Our Feature Homes" for sale, to see what a virtual tour can do to enhance your property while it is being marketed. Imagine a potential buyer of your property viewing the neighborhood and walking thru your home without having to make an appointment. Imagine how many false alarms and the frustration this will save you as the homeowner.

Are you a Buyer looking to purchase in Litchfield County, CT? Click on the button "Find Homes" then "Feature Homes". These are our firms listings with a virtual tour. "Search all local listings", offers all the most current homes for sale in the area.

As a consumer, do you need help? Looking for a mortgage, a R.E. attorney, a home inspector? Click on "Resource button". There you will find under Special Offers, local service providers to help you.

Thinking of moving to the area? Try our "Local Information" button. Read about the towns, check out the things to do, and local maps and links.

Moving into the area from another state? Selling or Purchasing for the first time? Check out under "Resources" CT RE Laws for Buyers and Sellers.

Take a few moments and click on all of our links. Read our TESTIMONIALS.
We believe they speak clearly on the quality of our Customer Service.

Lastly, please come back often as we are continuing to update the contents of this site.

Jack and Jayne (Cappabianca) Lamb

First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

	See All Tips In The "First Time Buyers" Category >
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Q	What does "contingency" mean in real estate?
A	A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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Jack and Jayne
(Cappabianca) Lamb
101 Ridge Street
Winchester, CT
860-379-7613
jackandjayne@charter.net

Jack and Jayne (Cappabianca) Lamb
J Lamb Realty
101 Ridge Street
Winchester, CT. 06098
860.379.7613
860.379.2700
Fax: 860.379.8231
Email: jackandjayne@charter.net

Who are we anyway? While the J Lamb Realty office has only been opened since January 2005, we have been around for a while. Jayne (Cappabianca) Lamb has twelve years in the real estate business while working with a local brokerage firm and is a lifelong resident of Winchester. Jack Lamb has eight years experience as an agent/broker and is also a certified project manager (PMP). We are both full time realtors.

Equal Housing MLS REALTOR

www.JLambRealty.com is brought to you by Jack and Jayne (Cappabianca) Lamb
NUMBER1EXPERTS™ in real estate for Winchester, Barkhamsted and Torrington, Connecticut, luxury homes

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