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About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Q	Where is the world's largest mud building?
A	The Grand Mosque in west Africa measures 328 feet long and 131 feet wide, and has been carefully maintained for centuries by local craftsmen, especially during the rainy season.
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Jack and Jayne
(Cappabianca) Lamb
101 Ridge Street
Winchester, CT
860-379-7613
jackandjayne@charter.net

Jack and Jayne (Cappabianca) Lamb, REALTORŽ, real estate agents and broker for Winchester, Barkhamsted and Torrington Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jack and Jayne (Cappabianca) Lamb
J Lamb Realty
101 Ridge Street
Winchester, CT. 06098
860.379.7613
860.379.2700
Fax: 860.379.8231
Email: jackandjayne@charter.net
Who are we anyway? While the J Lamb Realty office has only been opened since January 2005, we have been around for a while. Jayne (Cappabianca) Lamb has twelve years in the real estate business while working with a local brokerage firm and is a lifelong resident of Winchester. Jack Lamb has eight years experience as an agent/broker and is also a certified project manager (PMP). We are both full time realtors.

www.JLambRealty.com is brought to you by Jack and Jayne (Cappabianca) Lamb
NUMBER1EXPERTS™ in real estate for Winchester, Barkhamsted and Torrington, Connecticut, luxury homes

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